Good morning, Priya
£170,000
Consider increasing your pension contributions
Milestones
Safety net
14.0 mo
covered
Debt-free by
Age 57
at current pace
10× income
Age 39
in 6 years
Freedom age
Age 39
6 years away
Actions for you
Optimise salary sacrifice
With your income, increasing salary sacrifice saves you ~£1,360/year in income tax and National Insurance. Explore this in the simulation
Stress test your plan
Run a Market Crash stress test to check how resilient your financial plan is to a downturn
Turn these into a personalised plan.
Build my planYour Financial Trajectory
Projected year-end values, starting Dec 2026
Model assumptions: Monthly surplus is automatically split across accounts (50% equities, 25% pension, 15% general investment, 10% cash savings). Return rates are nominal — when inflation is enabled, the projection subtracts inflation to use real rates. CGT uses actual cost basis where tracked; 50% gain assumed for older positions. UK state pension uses triple-lock uplift: max(2.5%, inflation) per year. Non-UK income inflates with expenses when enabled.
Active Scenarios
No scenarios yet
Model life events like buying a home, changing jobs, or starting a pension to see how they affect your trajectory.
Chase
Easy Access Savings
£15,000
@ 4.1%
Vanguard
Stocks & Shares ISA
£28,000
@ 7%
Trading 212
General Investment Account
£12,000
@ 6%
Aviva
Workplace Pension (DC)
£45,000
@ 6%
AJ Bell
SIPP
£8,000
@ 7%
Talk to a Financial Coach
Personalised guidance on planning, goals, and building long-term wealth.
Browse Coaches →