Good morning, Marco

Net Worth

$355,000

Savings
$55,000
Investments
$45,000
Pension
$35,000
See your own →
Annual cash flow
+$68,040/ year

$4.9k/mo saved · 51% rate

Expenses $5.5kSaved $4.9k (51%)of $10.4k/mo
Financial health
78

Consider increasing your pension contributions

Safety net
100%
Debt ratio
100%
Savings
100%
Pension
15%
Diversification
75%
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Milestones

Safety net

10.0 mo

covered

Debt-free by

Clear

No debts to clear

Explore buying a home?

10× income

Age 45

in 9 years

Freedom age

Age 50

14 years away

Actions for you

2 items
🏠

Considering buying?

If you're considering buying, at $3,500/month rent you could explore the Buy a House scenario to compare renting vs. owning over 10–30 years

🧪

Stress test your plan

Run a Market Crash stress test to check how resilient your financial plan is to a downturn

Turn these into a personalised plan.

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Your Financial Trajectory

Projected year-end values, starting Dec 2026

Your Timeline
Retirement age
67
Plan until age
90
Market Returns
Equity returns
7%
Pension growth
6%
Cash / savings
4.5%
Economic
Inflation
3%

Model assumptions: Monthly surplus is automatically split across accounts (50% equities, 25% pension, 15% general investment, 10% cash savings). Return rates are nominal — when inflation is enabled, the projection subtracts inflation to use real rates. CGT uses actual cost basis where tracked; 50% gain assumed for older positions. UK state pension uses triple-lock uplift: max(2.5%, inflation) per year. Non-UK income inflates with expenses when enabled.

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Active Scenarios

No scenarios yet

Model life events like buying a home, changing jobs, or starting a pension to see how they affect your trajectory.

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Emirates NBD

Easy Access Savings

$30,000

@ 4%

Mashreq

High-Yield Savings

$25,000

@ 4.5%

Interactive Brokers

General Investment Account

$45,000

@ 7%

Zurich International

Workplace Pension (DC)

$35,000

@ 6%

Apartment in Milan

Property (abroad)

$220,000

@ 2.5%

Total Net Worth$355,000

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